Lloyds Banking group’ PPI costs now total a potential £9.8bn, this compares to the bill for all banks which is approaching £20bn.  Lloyds’ is still owned 32.7% by the tax payer but the government has plans to return to private ownership by the next general election. Share in Lloyds fell nearly 3% on the announcement of the provision of an extra £1.8bn, however shares are up nearly 50% year on year.